Credit
This department is responsible to give financing services to producers interested in developing projects and agricultural activities with the Program, using their own or other resources, such as public banks and similar agricultural programs impelled by the government and helping organizations or institutions.
The interest rate for credits is fixed by the Managing Committee, with the recommendation of this department and the fiduciary bank. At the moment, there are different rates depending on the cultivation, according to the financial yields expected to each one of them.
The Department is oriented to five main activities:
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The design of adjusted credit plans to the agricultural cycle of the cultivation and the necessities of the producer.
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The financial formulation of projects.
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The design and implementation of procedures.
The coordination of the Credit Committee for the analysis of the applications, the coordination with the Trustee for the continuation and recovery of credits and the training of the producers in credit handling. |